Have you ever walked outside after a particularly loud storm, looked at your roof, and wondered if it has gotten damaged? In the Dallas / Fort Worth metroplex area, a storm can pop up and damage rooftops in an instant. Storm damage comes in many forms, like water leaks on walls and floors, and damage to personal property. In extreme cases, parts of a roof can collapse. But how do you know if a storm damaged your roof, or if you need storm damage repair?
What Causes Roof Damage?
What is storm damage? Many people believe only hail can cause storm damage to a roof. While hail does cause roof damage, other things damage roofs as well.
- Wind Strong winds from a storm can strip away or damage shingles. Wind also carries debris that can damage your roof over time.
- Debris Falling trees or tree limbs that impact a roof can create several problems. This debris can dent a roof, allowing for water and the elements to seep in. They can also leave behind leaves or twigs that get caught between shingles and rot them over time.
- Hail High speed impacts from hail can create the same problems as debris. Hail that can cause damage over a larger surface of your roof. Tiny impacts can knock away shingles, strip away the weathering granules, and dent or damage the actual roof itself.
- Rain Water can erode away the protections for your roof over time. If rain accompanies any of the above causes for roof damage, it can add its own set of problems. It can collapse rotted sections of roof. Rain also erodes your roof tiles over time.
- Extreme Weather Any combination of the previous elements can cause damage to a roof. Whether it’s a normal storm, or a hurricane or a tornado.
How Do You Know If Your Roof is Damaged?
The range of potential storm damage varies. A storm can rip a single shingle off a rooftop, as well as knock a tree over onto a roof. Grab a ladder and be ready to inspect your roof from the outside. Damaged or dented gutters are a good indicator that a storm was intense enough to damage a roof. Check if the storm damaged your shingles, or stripped any away. Strong winds can also cause roof shingles to curl, which may also cause a roof to retain moisture. Storms can dent or damage flat portions of rooftops easier than the slanted edges. Remove any debris you find, and check where it landed for damage as well. Sometimes it’s as obvious as a large branch making an impact hole. Sometimes it is harder to spot and will present itself later through leaks in the ceiling. There are many factors to consider when determining if you have roof damage due to a storm. So if you’re unsure if you need storm damage repair be sure to keep an eye on the area you’re worried about for signs of potential damage.
If a tree has fallen on to your house and damaged your roof, it’s important to have someone come and remove the debris before you can assess the damage. An arborist can remove the trees, as well as advise homeowners about future storm-proofing precautions. This can range from removing excess tree limbs to tying and bracing trees to reduce potential storm debris.
What are the signs of a leaking roof?
Checking inside your house for signs of storm damage is the next step. If you have an attic, check it for leaks or water damage. Wet spots, wet wood or boards, or wet insulation should alert you to leaks. If you don’t have an attic, or suspect a leak in a different part of the house, you should check your ceilings and walls for wet spots, stains, or water damage. If the ceiling looks like it is sagging down, this could also be a leak.
Temporary Fixes for Leaks
If a storm damages your roof and it has caused a leak in your home, there are some temporary fixes you can apply to minimize property damage while you wait for professional storm damage repair.
- You can re-attach or replace missing shingles from damaged areas on a roof. This should be done with tar and pieces of tile, or plywood if tiles are unavailable. This is only a temporary fix, and a professional should do the actual shingle replacement.
- You can cover damaged areas with a tarp. Make sure they are tied down or held in place for maximum effect.
- If possible, remove wet insulation from the area the leak affects.
Is Storm Damage Covered by Insurance?
Most homeowners insurance plans cover certain types of storm damage. An insurance company should cover the cost of repairs if typical storm conditions like rain, hail, sleet, or lightning, damage the homeowners roof. Certain extreme circumstances require their own insurance. For instance, homeowners insurance does not cover floods or earthquakes. Most insurance policies have a 12-24 month time limit on when homeowners can file a storm damage roof claim.
Will my insurance replace my roof? A homeowner’s insurance policy mostly likely will not cover the costs to replace an entire roof for standard wear and tear. If the roof is damaged by an act of nature, like an extreme storm, the policy may cover repairing the roof, or replacing the part damaged by the storm. Usually the insurance company will give the homeowner the funds to have the roof repaired or replaced. Then it is up to the homeowner to shop around to find a contractor to perform the storm damage repair or roof replacement.
If you would like to schedule a professional roof inspection, or require storm damage repair for your roof in the Fort Worth, TX area, contact Aline Roofing at (817) 984-9961.